Lyrics of songs composed by Mahajans carry an overt as well as underlying meanings. In Baul Fakiri, the songwriters are called Mahajan. In commonplace practice, the term Mahajan means usury. But in Baul-Fakiri traditions, the songwriters are called Mahajan, because, like usury who lend money as a resource, these lyricists lend the most valuable literary resource needed for the songs – the verses penned by them. These verses have multiple layers of meanings.